Freight factoring through Cashway Funding
You delivered the load. The broker pays on its own schedule, and fuel, payroll and your insurance payment do not wait. Freight factoring turns the invoice into cash now. We are an insurance agency, not a factoring company, and we introduce carriers to Cashway Funding, a trucking factoring company in Woodstock, Georgia.
Disclosure. American Trucking Insurance Services LLC is an insurance agency. It is not a factoring company and does not lend or advance money. If you become a Cashway Funding client through our introduction, Cashway may pay us a referral fee. Cashway, not ATIS, sets and signs the terms of any factoring agreement with you.
What factoring is
With freight factoring you sell your delivered-load invoices to a factoring company. It pays you most of the invoice soon after delivery, collects from the broker or shipper, and keeps a fee. You are paid when the load is done instead of 30, 60 or 90 days later.
It is a cost, not free money. Whether it pays off depends on the fee, what you are charged on top of it, and how long you would otherwise wait. Our guide on predatory factoring terms lists what to read in any contract before you sign.
Who Cashway works with
This is what Cashway told us in October 2026. Ask Cashway for its current terms before you rely on any of it.
Small fleets and owner-operators
Cashway says 1 to 15 trucks is the best fit, and it will take larger fleets too.
Active authority is easier
An active MC number makes it easier. Cashway also signs up carriers whose authority is not active yet.
Most kinds of freight
Dry van, reefer, flatbed, dump and more. Cashway has told us sprinter vans are not a fit.
The standard program, as Cashway described it
Carriers that have been in business a while may be offered a lower rate, and that comes with a contract. Cashway also has a fuel card. Ask what it costs and what limits apply.
Before you sign with Cashway or anyone else, get these in writing: the fee and every other charge, what “non-recourse” covers (usually a customer going out of business, not slow pay or disputed loads), whether you must factor every load, and how you exit.
How the introduction works
You send your MC or DOT number
Use the form below, or call us. That is all Cashway needs to start.
We pass it to Cashway
With your OK on the form, we give your MC or DOT number and contact details to Nick Vaughn at Cashway, who sets up your file.
Cashway goes over its terms with you
You decide whether to sign. Nothing is signed through our site, and the form does not commit you to anything.
Prefer to talk?
Call (762) 201-2464, Monday to Friday, 8 AM to 6 PM Eastern. Give us your MC or DOT number and we will take it from there.
Cashway Funding is the trucking factoring division of Eagle Business Credit, in Woodstock, Georgia. Your contact there is Nick Vaughn.
Questions
Is American Trucking Insurance Services a factoring company?
No. We are an insurance agency. We introduce carriers to Cashway Funding and may receive a referral fee from Cashway if you become its client. Cashway sets and signs its own terms with you.
Does my authority have to be active?
Cashway has told us an active MC number makes it easier, but it also signs up carriers whose authority is not active yet. If you are brand new, say so on the form.
How many trucks is Cashway looking for?
Cashway has told us it works best with fleets of 1 to 15 trucks and will take larger ones.
Does asking for an introduction cost anything or commit me?
No. The form only gives us your details and your OK to pass them to Cashway. You decide after you have read Cashway's terms.